How Much Income Can You Receive In Retirement?

And How Do QLACs Defer Taxes

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About RMDs and QLACs.  The IRS requires that after age 72, an IRA beneficiary make Required Minimum Distributions (“RMD”) from their IRA.  A Qualified Longevity Annuity Contract (QLAC for short – pronounced cue-lack) can insure against running out of money in retirement and help reduce the amount of RMDs an investor must pay. Click here to learn how...


  • RMD Summary
  • Maximum QLAC Qualified Purchase
  • How Long Will I Live?
  • Calculate QLAC Annuity Payout
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QLAC Quote from

The information in these calculators is made available to help you understand your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation.  In providing this information, we assume no fiduciary responsibilities. The information provided here is not financial, legal or tax advice. Also, this information should not be relied upon as your sole source of information. This information is supplied from sources we believe to be reliable. However, we are unable to guarantee its accuracy. Hypothetical projections and estimates may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Want to learn more? Check out our videos page to see additional QLACguru videos.  See our calculators to develop an anonymous RMD calculation and estimated QLAC quote. Answer specific questions by going to our Knowledgebase page.  Visit our blogs page for in-depth articles on a variety of topics including how QLACs help with Sequence Risk, how QLACs are similar to and different from Social Security, best practices in buying a QLAC as well as many other topics.

Free Consultation.  If you would like us to develop a free RMD analysis and illustration of how a QLAC might work for you, please click here.

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